Should You Borrow from Your 401(k)?
by Brandon Miller on Jul 10, 2024
Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase?
Retirement Income and the Traditional Portfolio
by Brandon Miller on Jun 19, 2024
Taking withdrawals from a traditional portfolio exposes fixed-income investors to “sequence of returns” danger. In other words, experiencing negative returns early in retirement can deplete your portfolio more quickly than expected and potentially undermine the sustainability of your assets. So you may want to consider a couple of strategies to help manage this concern.
Retirement Seen Through Your Eyes
by Brandon Miller on Jun 12, 2024
How do you picture your future? Some see retirement as a time to start a new career. Others see it as a time to travel. Still others plan to spend more time with family and friends. With that in mind, here are some things to consider.
Assess Life Insurance Needs
by Brandon Miller on May 22, 2024
If your family relies on your income, it's critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances.
Insuring Your Business Against Cyber Liability
by Brandon Miller on May 15, 2024
According to one study done by the US Small Business Administration, 88% of small business owners feel their business is vulnerable to a cyber attack. These concerns may be well-founded: according to another study, 61% of all small businesses have reported at least one cyber attack in the past year.
Keep Your Umbrella Handy
by Brandon Miller on May 8, 2024
In 2021, the U.S. had a record 24.5 million millionaires, up from 20.2 million in the previous year. An increase in personal wealth may bring greater financial flexibility; it may also bring greater liability.
AI Tools Changing Retiree Entrepreneurship
by Brandon Miller on Apr 24, 2024
Artificial intelligence (AI) tools have become a game changer in various industries, and they are also proving incredibly useful for retirees looking to start consulting or a small business venture.
Creative Ways to Motivate Your Employees
by Brandon Miller on Apr 11, 2024
The common thread that runs through all small businesses, from professional services to manufacturing, is that a motivated workforce is central to the business’s success.
Why Generational Wealth is Important for the LGBTQ+ Community
by Brandon Miller on Feb 28, 2024
But as members of the LGBTQ+ community, we face a unique set of challenges that make building, and sharing, what we have extra important. Whether it's due to social discrimination, healthcare costs, or lack of family support, building assets can be a game- changer for our community.
Four Really Good Reasons to Invest
by Brandon Miller on Feb 21, 2024
Individuals may cite different reasons for not investing, but with important long-term financial goals, such as retirement, in the balance, the reasons may not be good enough.