Latest Posts

Plan For Financial Freedom - Even If You're Not Rich

by Brandon Miller on Jul 3, 2018

Financial Planning, Retirement Planning, Education

In honor of Independence Day, let’s focus on a freedom you probably want to achieve—your financial independence. You know, that time of your life when you have enough money to kiss your job goodbye and pursue your passions.

Sounds great. But for most of us, it also sounds like a long slog. Achieving financial freedom means you have to accumulate wealth. And the surest way to build wealth is to spend less than you make. When you live someplace as expensive as the Bay Area, it’s hard not to pay out every cent that comes in.

What Women Shouldn’t Retire Without

by Brandon Miller on Jun 20, 2018

Retirement, Financial Planning, Education

When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social Security Administration estimates that today’s average 65-year-old female will live to age 86.6. Given these projections, it appears that a retirement of 20 years or longer might be in your future.1,2  

Are Financial Advisory Fees Tax Deductible?

by Brandon Miller on Jun 11, 2018

Financial Planning, Taxes, Education

Before 2018, you could partly or fully deduct investment advisory fees on your federal income tax return. When the Tax Cuts and Jobs Act was passed, however, the miscellaneous itemized deduction for investment fees and expenses vanished.1
This deduction seldom mattered for taxpayers in the highest brackets, as they could only deduct miscellaneous items on Schedule A once those expenses exceeded 2% of their adjusted gross incomes. Other investors took advantage of it; some, frequently.1