Latest Posts

5 Common Financial Terms

by Brandon Miller on May 23, 2018

Finance, Financial Planning, Education

If you’re just starting to take charge of your financial future, it can be stressful approaching financial planning with confidence. Do you ever talk to your bank or financial manager and think that they’re speaking a foreign language? Between acronyms, money talk, and words longer than my arm, it’s no wonder that sometimes going to the bank is similar to going to the dentist - but hopefully not as painful. We wanted to help with that. Here are a few financial terms you should know by heart before consulting a financial professional.

Get In shape - Financial Fitness 101

by Brandon Miller on May 21, 2018

Financial Planning, Education, Retirement Planning

We’re all familiar with fitness fanatics, raving about life changing workouts guaranteed to get you into tip top shape. While there is a new fitness craze in the air, it’s time to exercise your wallet. Financial Fitness is a set of goals or programs to help you identify your financial goals, and how to get in the best financial shape of your life.

Start with the Assessment

Adjusting Your Portfolio as You Age

by Brandon Miller on May 3, 2018

Financial Planning, Retirement Planning, Education

If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary?
  
Some investors may think they can approach retirement without looking at their portfolios. Their investment allocations may be little changed from what they were 10 or 15 years ago. Because of that inattention (and this long bull market), their invested assets may be exposed to more risk than they would like. 
  

Why You Want a Retirement Plan in Writing

by Brandon Miller on Apr 25, 2018

Retirement Planning, Education, Financial Planning

Many people save and invest vaguely for the future. They know they need to accumulate money for retirement, but when it comes to how much they will need or how they will do it, they are not quite sure. They will “wing it,” hope for the best, and see how it goes. How do they know they are really contributing enough to their retirement accounts? Would they feel less anxious about the future if they had a written plan?  
 

Retirement Plans for Individuals & Businesses

by Brandon Miller on Apr 18, 2018

Retirement Planning, Education, Small Business

Households are saving too little for the future. According to one new analysis, 41% of Gen Xers and 42% of baby boomers have yet to begin saving for retirement. In a recent financial industry survey, 35% of small business owners said they were planning to use the sale proceeds from their company for a retirement fund, an idea which comes with a flashing question mark.1,2
  
Do you need to build retirement savings? Take a look at these retirement plans:
    

The Move Toward Fee-Based Advisory Accounts

by Brandon Miller on Apr 11, 2018

Fee-Based, Education, Financial Planning

A major shift has occurred in the financial world. More and more financial professionals have moved away from the industry’s traditional compensation model to a new one – in the eyes of many of them, a better one.
    
Increasingly, financial professionals are introducing their clients to fee-based accounts. This means a change in the way a financial advisor is paid for some or all services. It also implies a meaningful change in the advisor-client relationship.